Retail Banking Insights

Selling Mortgage Loans? Time to Brush Up on the New Laws

The Dodd-Frank Act continues to grow. Among its provisions and amendments are new compliance requirements for mortgage lenders.

Under the Dodd-Frank Act, mortgage loans now require stricter qualifications from lenders prior to approval to meet compliance standards.

How Financial Institutions Need To Market To Emerging Affluent Millennials

Emerging Affluent Millennials

Millennials control a small portion of the nation’s wealth and spending power, it’s important for financial services marketers tofoster relationships today

Three Alternative Lending Sources for Small Businesses

Alternative lending is a growing phenomenon.

Alternative lending has grown in popularity as small businesses look for financing. Here are three alternative options that offer huge potential rewards.

Move Past Secrets to Real Identity Verification

Account Takeover Protection for Online and Mobile Banking

Prior to the burst of social media sharing, little known facts about our lives were widely used for authentication before we were permitted access to sensitive information. For example, if someone called a retail bank to check a balance or question a DDA fee, she would provide identifying information for herself and her account, and [Read More…]

Alternative Data You Can “Take to the Bank” to Help Improve Performance

Alternative data tools help your bank meet today's big challenges.

Retail banks have faced a number of key challenges in recent years. By using alternative data, you can face these challenges head on.

Equifax Participates at BAI Retail Delivery 2014

BAI Retail Delivery 2014

Stop by Equifax’s exhibit #4121 at this year’s BAI Retail Delivery, November 12-14, 2014, to discover solutions that can help you grow your DDA portfolio.

Millennial Credit Card Customers, Part 2: Connecting With a New Breed of Credit User

online and internet shopping concept - happy teenage girl with laptop and credit card

In part two of this series, we explore what it is that millennials truly want out of their credit offers and services.