Banking Insights

FHA Expands Acceptance of eSignatures

FHA eSignature

The Federal Housing Administration (FHA) recently expanded its acceptance of electronic signatures (eSignatures) on documents associated with mortgage loans.  The new policy allows for eSignatures on origination, servicing and loss mitigation documents, as well as FHA insurance claims, REO sales contracts and related addenda.  eSignatures are still not allowed on the mortgage note itself, but [Read More...]

Tapping Underbanked Customers Boosts New Accounts


Consider the impact of expanding demand deposit accounts at your bank by 25%. More than one in four households (28.3%) are either unbanked or under…

Customer Retention Opportunities Your Business Might Be Missing


While many of your best marketing tactics might be targeted toward gaining new customers, never underestimate the power of customer retention. Not only…

Defining Big Data and its Effect on Your Growth


It’s one of those industry buzzwords that you might have heard, but not fully understood: Big data. And while it might sound intimidating, it’s no more…

Customer Lifecycle: Don’t Lose Your Customers at These Critical Points

ATM banking

When it comes to managing money, credit, and investments, today’s consumer has many financial institutions to choose from. Improve the odds of retaining…

Segmentation Strategies: Defining Your Existing and Potential Customers


Each and every one of your customers is an individual. When it comes to spending habits, credit propensity, investable assets and spending styles,…

Build relationships with the underserved market


The underbanked/underserved market represents 88 million consumers with nearly $1.3 trillion in income. More than a quarter of these consumers have good credit scores and household income greater than $50,000 per year. How will your organization attract and build relationships with one of the fastest-growing segments in the U.S.? View the recorded webinar, “Uncovering Opportunity: [Read More...]