Business Need Focus

How Can I Streamline My Mortgage Lending Process?

Speed up your mortgage processing with better employment, income and identity verification.

New verification services are creating a more efficient, effective, mortgage lending process.

Customer Data Management, Part 1: Best Practices for Cleansing Data

Identify new customers and expand existing relationships with good customer data management.

Good customer data management starts with data cleansing. Use these best practices to identify new customers and expand existing relationships.

Property Valuation, Risk Mitigation and Earning Customer Confidence

With mortgage rates still near historic lows and the shift to a purchase market, it is more important than ever for lenders to qualify borrowers appropriately.

In order to improve loan quality, lenders should evaluate a borrower’s potential undisclosed debt and determine the appropriate valuation for the property.

California Competes Tax Credit Update

California EZ

Applications are now being accepted through October 27, 2014 for the California Competes Tax Credit. This first application round for the 2014/2015 fiscal year will allocate a total of $45 million of income/franchise tax credit to businesses chosen through a competitive application process. Evaluation criteria is based on factors including expected hiring or retention, capital [Read More...]

Marketing Credit Cards to Millennials, Part 1: Playing by Their Rules

To market credit cards effectively to millennials, you need to understand their concerns about credit.

By using trended data, you can market to millennials on the terms that are most appealing to them.

The Digital Age of Mortgage Prescreening Tools

theDigitalAgeofMortgage

Mortgage prescreening tools and custom triggers are creating a more effective and profitable mortgage process.

Bulletin: California Enacts New Paid Sick Leave Law

California-EZ

California Enacts new Paid Sick Leave Law Effective July 1, 2015, employers with employees working in California will be required to provide paid sick leave.  California becomes the second state—behind Connecticut—to enact such a law, along with 11 municipalities.  The California law applies to all employers, both public and private, regardless of size and any [Read More...]

Usage Data Underscores the Value of Automated Employment and Income Verifications

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As we approach the HR Technology Conference, Equifax Workforce Solutions is proud to release The Work Number® - Verifications Infographic that highlights the true value of the automated employment and income verification service to employers, employees, and verifiers. Your employees encounter life events and financial choices that require verification of employment and income.  The Work Number enables an [Read More...]

Hackers Leave Customers Everywhere At Risk

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Before most systems are hacked, a personal or corporate identity is compromised – online or offline. An initial compromise may be a very sophisticated, software-driven breach of a website’s infrastructure; such as the recent data breach reported last month at JP Morgan, where it’s reported that Russian-based hackers took advantage of a technical flaw in [Read More...]

Charge Auditing: Prevent Improper UC Benefits Payments

charge auditing

While the prevention of improper unemployment benefits via compliant claims response remains the primary focus of UI integrity legislation, the rapid identification of these charges (after they begin) can also go a long way toward reducing the $5 billion in overpayments. Improper charges can have a direct effect on your company’s unemployment experience, potentially causing [Read More...]