Verifications Focus

Subprime Auto Bubble? Not Likely Say Experts

auto finance calculator

There’s been a lot of chatter lately about a potential bubble forming as a result of subprime lending in the automotive industry. Phil LeBeau, at CNBC, recently interviewed Dennis Carlson, Deputy Chief Economist at Equifax, to get his take on the issue. Carlson and analysts at Equifax looked at data for new and used cars [Read More…]

King v. Burwell: Subsidies Stand

The U.S. Supreme Court has issued a ruling in the King v. Burwell case stating that the Affordable Care Act (ACA) does in fact allow the Internal Revenue Service (IRS) to provide Premium Tax Credits, or subsidies, for health insurance provided under the Federal Marketplace. Although the language of the law states that subsidies are [Read More…]

Bulletin: Employment Verifications – Increasing I-9 Compliance

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Increasing I-9 Compliance with Employment Verifications As employment and income verifications continue to increase based on changing lending regulatory requirements, lowered interest rates, and growing enrollment rates in government benefits programs, employers find themselves dedicating more and more resources to fulfilling these verification requests, while keeping their employee data secure.  Many have turned to adopting [Read More…]

Gordmans on employment verifications and missing I-9s

Compliance in Education

Gordmans spoke at a webinar recently about how it has been managing increasing numbers of employment verification requests with The Work Number and helping maintain Form I-9 compliance at the same time. Anita Morse, Benefits Coordinator at national retailer Gordmans, and an integral part of HR compliance at the company, talked about the many difference [Read More…]

Webinar: CFPB’s proposed “Ability-to-Repay” Rules in Short-term Lending: The compliance implications

Webcast replay

Join us at this upcoming webinar to hear a well-known attorney explain the implications of rules recently proposed by the Consumer Financial Protection Bureau (CFPB) affecting consumer finance. The webinar will also provide information on unique data resources that can help lenders stay in compliance while managing risk and growing their business. The Consumer Financial [Read More…]

Webinar – ACA is Here to Stay: Best Practices for ACA Management

Legislative Update

Webinar – ACA is Here to Stay: Best Practices for ACA Management Tuesday | July 7, 2015 | 1:00 PM EDT The Supreme Court has issued a ruling in the King v. Burwell case upholding Premium Tax Credits, or subsidies, for health insurance provided under the federal Marketplace. But what does this mean in terms [Read More…]

The Work Number – key tool in child support enforcement

Child Support Blog

Bill would affirm The Work Number® as a key tool in child support enforcement efforts A bill now before the U.S. House of Representatives would ensure child support agencies have a full complement of tools to locate a delinquent parent and enforce an appropriate level for child support payment. The Child Support Assistance Act of [Read More…]

Online Lending – Best Practices Considering Millennials

Mass Affluent Millennials

The online lending marketplace is a rapidly evolving environment that will continue to grow and change.  Online marketplaces are transforming the way in which lending transactions take place, creating value for both lenders and borrowers alike.  But just like traditional lending practices, this new era of lending is accompanied by challenges that can’t be ignored. [Read More…]

Key Graduate & Program Metrics at APSCU 2015


The Gainful Employment regulation will go into effect July 1, 2015, are your programs at risk? If you will be attending APSCU 2015 in Denver next week- Visit Equifax Verification Services at Booth #337 to learn how you may gain valuable insights into key graduate and program performance metrics and register to win an Apple Watch! TheWorkNumber® allows academic [Read More…]

Challenged with combating fake paystubs?


The challenge of combatting fake paystubs has become an increasing reality for lenders – more so for some than others, depending on the type of lending. Recently, an investigative reporter, Aaron Diamant with WSB-TV Channel 2 Action News in Atlanta, went undercover to see just how easily he could get his hands on fake paystubs [Read More…]