Tips for Auto Lenders Working with First-Time Buyers

Best Practices in Auto Lending for Thin/No-File Millennial Customers

Thin-file/no-file millennials can be a difficult demographic to appeal to. Here are some best practices for lending to this important population.

How Hazard Insurance Verification Helps Improve the Lending Process

Verifying hazard insurance is much more effective through VOHI.

A new verification system, called VOHI, is making it easier and more cost effective for mortgage lenders to verify hazard insurance.

South Carolina Employers Should Be On Alert

South Carolina

The South Carolina Department of Employment and Workforce (DEW) has begun issuing letters when an employer has not responded to prior wage audit inquiries (Form BPC-178B). The letter says “FINAL DEMAND FOR COMPLIANCE – TAKE ACTION IMMEDIATELY” and includes a copy of the outstanding wage audit and provides instructions on how to submit the outstanding [Read More...]

How Credit Unions Can Use Customer Segmentation to Help Boost Revenues

Customer segmentation helps credit unions boost their revenue.

Here are three ways that customer segmentation can boost revenues for your credit union.

Customer Data Management, Part 2: Best Practices to Gain Insight

B2C marketers have learned to gather data from customers, and B2B marketers can learn from their best practices.

Customer data management provides insight into customer characteristics and behavior. Best practices show how to arrange data for maximum benefit.

Improving Business Processes With New Technology: Embracing Change and Rejecting Fear

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Improving business processes often means embracing new technology. Careful planning and open communication are key to successful change management.

E-Verify Announcements – myE-Verify and Record Disposal

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E-Verify has been active recently with several new announcements over the past few weeks.  While they may not have a significant immediate impact, the release of myE-Verify along with new Record Disposal rules present a perfect opportunity to review your overall procedures related to E-Verify.  Highlights of the recent announcements include the following: myE-Verify: A [Read More...]

Equifax Participates at BAI Retail Delivery 2014

BAI Retail Delivery 2014

Stop by Equifax’s exhibit #4121 at this year’s BAI Retail Delivery, November 12-14, 2014, to discover solutions that can help you grow your DDA portfolio.

Webinar: How Credit Unions Can Compete More Effectively in Today’s Automotive Lending Environment

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Join CU Direct and Equifax to learn how credit unions can compete more effectively in today’s automotive lending environment.

Millennial Credit Card Customers, Part 2: Connecting With a New Breed of Credit User

Millennial credit card customers prefer to manage their accounts online rather than through paper statements.

In part two of this series, we explore what it is that millennials truly want out of their credit offers and services.