The Cool Technology That Powers Mobility Plus™

mobile banking

Buzz about the launch of the Mobility Plus™ household engagement solution earlier this year has focused largely on what consumers and bankers can see, such as the easy-to-navigate mobile interface that helps enable consumers to apply for deposit accounts without going to a bricks-and-mortar branch. But what’s behind the new solution – cutting-edge technology that helps [Read More…]

Information overload? Using data to build identities

DIM2

The information used in transactions with customers, consultants, and partners is continuously changing, but your systems may be hindering your ability to manage this change. The problem is not just about managing the technical integration, but the downstream implications of new information as it relates to the business policies that drive the relationships you have [Read More…]

Allaying concerns about fraud from third-party vendors

lsa

Companies have spent a great deal of time and money protecting their core systems and infrastructure from cyber attacks — hardening their perimeters and moving to risk-based authentication for moderate to high risk resources. The collaborative environment of modern companies also means that there are quite a few “extranets”, which allow for information sharing with partners, third-party vendors, and [Read More…]

Using Analytics to Power Identity Proofing

Revolving Door Turnover

Confirming the identities of users in large external user populations can be challenging. A government agency giving a citizen access to sign up for benefits or check records may potentially be challenged with identifying a single person among more than 230 million adults. Combating identity-based fraud on that scale can be even more challenging. While [Read More…]

Fight Fraud With More Assets

fraud webinar

Preventing fraud is a big job, but one that gets easier with the right tools. Fraudsters are getting their hands on more information about your customers every day. Using more than  just a few data sets to see what is going on with those same customers is the single biggest advantage you can have to fight fraud and identity theft. Analytical modeling on [Read More…]

Top 5 Fraud Questions for Risk Officers

3meeting

When consulting a customer on identity fraud management, Equifax will go through a rigorous effort to truly diagnose the problems. Here are the top 5 questions related to identity fraud management that we encourage our potential customers to think about: 1) Do I have a firm grasp on my fraud related metrics? In trying to do [Read More…]

More Effective Cross-Selling In Seconds

WOTC update

It’s the simplest strategy to boost revenue potential: Offer the right customers the right product at the right time at the right price. It is the essence of cross-selling, yet what sounds simple in theory is often more difficult to execute in real life. Financial institutions have discovered that making the cross-sell at the point [Read More…]

Authentication and Permissions: Proxy Access

seniors

Should people share their web site credentials with their spouses? How about their Significant Others? According to a study on internet usage by the Pew Research Center, “Fully 67% of internet users in a marriage or committed relationship have shared an online password with their partner or spouse.” Whether or not access resulting from such credential [Read More…]

Webinar: Credit Union Fraud Prevention – A Multi-Layered Approach

UI integrity best practices

Webinar: Credit Union Fraud Prevention – A Multi-Layered Approach Wednesday, July 15th at 2 p.m. Eastern Register Now! Your credit union may lack the resources to implement all best practices for fraud management in the near term. How can you develop a plan to help address concerns around new threats while maintaining a smooth and [Read More…]

A Better Way to Help Assess DDA Risk

Businessman Balancing Coins On Wooden Seesaw

It is no revelation that the Consumer Financial Protection Bureau (CFPB) wants to ensure that banks and credit unions are appropriately and fairly meeting the needs of consumers. This includes the agency strongly recommending that financial institutions implement an open-all strategy for consumer demand deposit accounts (DDAs) and help provide deposit account options for “credit [Read More…]