Subprime Vehicle Financing at a Seven-Year High

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SubPrime Auto Finance News recently published an article regarding the surge in subprime vehicle financing.  In fact, the numbers for March 2014 came in at $13.1 billion, higher than any single month for the past seven years.  But while the total dollar amount is at historic highs, the average amount per subprime loan came in [Read More...]

Lenders, Don’t Let Reduced Mortgage Fraud Rates Fool You

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With mortgage fraud on the decline, many banks are eagerly opening their vaults again to borrowers. While this information is good news for most…

Helping the Troubled Borrower Reenter the Market

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It’s good news for the troubled borrower: In the August 2013 Mortgagee Letter , the FHA ruled that buyers who lost their homes or experienced default…

Is the Interest-Only Mortgage Making a Comeback?

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The interest only mortgage is staging its comeback in many areas throughout the US. With real estate inventory low in key areas, and buyers buying at…

Credit Reports Fail During Origination Process

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During the mortgage origination process, lenders utilize credit reports in two instances. It is often the first indication of an individual’s…

Marketing Profitability Gets a Boost With New Analytics Tools

Marketing profitability can rise with the help of more precisely targeted tools.

In a time of slim profit margins, every advantage counts when trying to boost marketing profitability. Here’s what one credit card company did for theirs.

Home Finance: Write-Offs Decrease by More Than 37 Percent

Home finance deliquencies have seen big improvement year-over-year.

The latest Equifax National Consumer Credit Trends Report is out, and it is full of good news about lower home finance delinquencies.

Webinar Highlights Trends in Credit Union Marketing

Know More Grow More Webinar

Aaron Passman with Credit Union Journal recently published an article about the webinar, Know More Grow More, hosted by Equifax and Callahan & Associates on June 10, 2014. In the article, he discusses the perspectives offered about the state of credit union marketing.  Three topics highlighted include: Marketing Budget vs. Operating Expenses The Evolving Role of Marketing How Insights [Read More...]

Help Protect Your Business Proactively With Predictive Risk

Advanced analytics improves predictive risk models, helping you more accurately identify the right customers.

There is little doubt that analytics improves the accuracy of predictive risk. Here is what one firm did to improve their model and find the right customer

New Webinar: UI Integrity Update

UI Integrity Update: Effective Compliance, Effective Reporting

UI Integrity Update:  Effective Compliance, Effective Reporting Date:  Tuesday, July 8, 2014 Time:  1:00 PM – 2:00 PM CDT Register now With the continued government focus on UI Integrity, we are pleased to present our next webinar in a series detailing this new legislation and its impact on employers.  Moving forward, unemployment claims response is [Read More...]