Webinar: Credit Trends and Business Intelligence for Automotive Lenders: Improve Your Competitive Position in the Market

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Business intelligence is critical to staying ahead of the competition – now and into the future. Are you leveraging the latest business insights to better understand your market situation? Don’t miss this opportunity to get the latest market intelligence from Moody’s Analytics and learn how you can compete more effectively in today’s competitive automotive environment. [Read More...]

HSPD-12 – Ten Years On

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Homeland Security Presidential Directive 12 (HSPD-12), signed by President Bush on August 27, 2004, was originally enacted to address the wide variety and differing security levels of identification credentials used to access secure facilities. The directive established standards for verifying an individual’s identity and issuing a tamper-proof credential that could be rapidly authenticated electronically. The [Read More...]

Hardee’s & PacSun Webinar– Onboarding Compliance That Pays For Itself

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What can a retailer get out of an electronic onboarding system? Or a casual dining chain? How about cutting onboarding time from 4 hours per new hire to a half an hour? How about improving WOTC screening compliance from 16% to 99%? Those are the kinds of results youth clothing retailer Pacific Sunwear got. Debra [Read More...]

MESC: Streamlining the Applicant Eligibility Experience with Program Integrity

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Rich Huffman, Sr Director – Identity Product Management, recently presented at MESC  on how to improve program integrity by understanding applicant eligibility early in the process. Public health and welfare outcomes are enhanced when members smoothly access the correct programs. States, exchanges, and human services programs need to balance the applicant experience with the need for integrity [Read More...]

Identity Proofing Essentials for Effective Government Operations

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Who are you and how can you prove it? Seems like an easy question, yet in the digital environments where we work and live, this is no longer such a straightforward matter. Each individual is identified not only by a name, authoritative source (such as a Social Security Number, Passport, or Driver’s License), address, phone number, [Read More...]

Balance of Auto Loans Tops Record-Breaking $900 Billion

The total balance of auto loans has exceeded $900 billion dollars for the first time ever.

Recent studies on the balance of auto loans show that consumers are borrowing more money to buy new vehicles, and loan-delinquency is at an all-time low.

Detecting Fraud and Abuse in Healthcare

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Dr. Michael Nelson, Equifax VP of Healthcare Strategy and Business Development, recently participated at the AHIMA CDI Summit in a panel discussion on “Leveraging Data and Analytics to Detect Fraud and Abuse in Healthcare.”  The panel was moderated by Jennifer Covich Bordenick, CEO for the eHealth Initiative. In a white paper published last year, the eHealth Initiative stated: [Read More...]

Subprime Vehicle Financing at a Seven-Year High

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SubPrime Auto Finance News recently published an article regarding the surge in subprime vehicle financing.  In fact, the numbers for March 2014 came in at $13.1 billion, higher than any single month for the past seven years.  But while the total dollar amount is at historic highs, the average amount per subprime loan came in [Read More...]

Lenders, Don’t Let Reduced Mortgage Fraud Rates Fool You

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With mortgage fraud on the decline, many banks are eagerly opening their vaults again to borrowers. While this information is good news for most…

Helping the Troubled Borrower Reenter the Market

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It’s good news for the troubled borrower: In the August 2013 Mortgagee Letter , the FHA ruled that buyers who lost their homes or experienced default…