Equifax Joins Top Lending Professionals at CUNA Lending Council Conference

CUNA Lending Council Conference Sponsor

Join Equifax at the CUNA Lending Council Conference, November 2-5, 2014.

HSPD-12 – Ten Years On

white-house

Homeland Security Presidential Directive 12 (HSPD-12), signed by President Bush on August 27, 2004, was originally enacted to address the wide variety and differing security levels of identification credentials used to access secure facilities. The directive established standards for verifying an individual’s identity and issuing a tamper-proof credential that could be rapidly authenticated electronically. The [Read More...]

Subprime Vehicle Financing at a Seven-Year High

vehicle financing

SubPrime Auto Finance News recently published an article regarding the surge in subprime vehicle financing.  In fact, the numbers for March 2014 came in at $13.1 billion, higher than any single month for the past seven years.  But while the total dollar amount is at historic highs, the average amount per subprime loan came in [Read More...]

Marketing Profitability Gets a Boost With New Analytics Tools

Marketing profitability can rise with the help of more precisely targeted tools.

In a time of slim profit margins, every advantage counts when trying to boost marketing profitability. Here’s what one credit card company did for theirs.

Home Finance: Write-Offs Decrease by More Than 37 Percent

Home finance deliquencies have seen big improvement year-over-year.

The latest Equifax National Consumer Credit Trends Report is out, and it is full of good news about lower home finance delinquencies.

Webinar Highlights Trends in Credit Union Marketing

Know More Grow More Webinar

Aaron Passman with Credit Union Journal recently published an article about the webinar, Know More Grow More, hosted by Equifax and Callahan & Associates on June 10, 2014. In the article, he discusses the perspectives offered about the state of credit union marketing.  Three topics highlighted include: Marketing Budget vs. Operating Expenses The Evolving Role of Marketing How Insights [Read More...]

Help Protect Your Business Proactively With Predictive Risk

Advanced analytics improves predictive risk models, helping you more accurately identify the right customers.

There is little doubt that analytics improves the accuracy of predictive risk. Here is what one firm did to improve their model and find the right customer

Clearing the Way for Electronic Signatures

Electronic Signature Security

Scotsman Guide recently published an article online, “Clearing the Way for Electronic Signatures” by Jeff Knott, assistant vice president, Equifax Verification Services, giving an overview of the FHA’s announcement about its expanded acceptance of electronic signatures and what it means for the mortgage industry. As those in the mortgage industry know, before the Department of Housing [Read More...]

Senator Wyden Releases Draft of Tax Extender Markup

Cyber-security Sharing Bill

Senator Ron Wyden, Chairman of the Senate Finance Committee, has released a draft of a proposed markup for a tax extenders bill that will be be put up for a markup and vote today, April 3rd.  Notably, the proposal includes a three year extension and renewal (retroactive one year, and a two year extension until  December [Read More...]

2014 Farm Bill Requires New Report to Prove SNAP Benefits Not Paid to the Deceased

Agricultural Bill

A provision of the 2014 Farm Bill requires agencies to submit a report to the USDA to prove they haven’t issued benefits to the deceased. Section 4032 of the Agricultural Act of 2014, “Annual State report on verification of SNAP participation,” says that agencies must submit a report to the Secretary of Agriculture …containing sufficient [Read More...]